The first step in your loan process is getting pre-qualified with one of our mortgage loan originators. Gathering complete and accurate information prior to applying for your mortgage loan will help speed up the process. Use our checklist to make sure you have all the proper documentation needed to expedite your loan.
- Government issued photo ID for all applicants.
- Social Security Number – yours and any other borrower who will be named on the loan.
- A list of any other real estate you may own.
- Current pay stubs showing your year-to-date earnings.
- W-2 forms for the past year.
- If you are self-employed, two years of tax returns will be required.
- Your two most recent bank statements for all checking and savings accounts. Additional information could be required.
After deciding to move forward with your application, you may be asked to provide additional information:
- A final signed purchase contract on the home you wish to buy. Include a receipt for earnest money or a deposit you have put down on the house.
- A copy of the purchase contract for your existing property, if applicable.
- A copy of mortgage statements and deeds for any additional properties owned by the borrower(s).
For more information or to apply for a loan, schedule an appointment with an AuburnBank Mortgage Originator today.
This list may not be all inclusive.
